Requested Documents

The following documents may be requested to obtain a conventional, FHA, VA, or USDA mortgage loan from each borrower: Once you begin the application you will be prompted to securely upload whichever documents may be needed for your loan type.  Start Application

• Past two (2) years W-2 statements from all jobs
• Pay Stubs covering the last (30) thirty days (2 if paid 2x/mth or 3 if paid biweekly)
• Two most recent monthly bank statements
• Two most recent statements from 401K, IRA, or Mutual Fund Accounts

Also, the following documentation is also generally required.

For a Refinance Loan:

• A copy of the deed, and most recent tax bill
• A copy of your insurance declaration page

For a VA Loan:

• DD Form 214 (Long Form)

If you are divorced:

• A fully executed divorce decree

• Child Support Documentation

If you are self employed, employed in sales, paid by commission,or own rental real estate:

• Two (2) years signed personal tax returns - including all schedules
• If self-employed through a corporation, last two years corporate returns as well as a year-to-date profit and loss statement and balance sheet

Different programs require varying amounts of documentation. The loan program you select may require more or less documentation. Please contact us for a free, no-obligation consultation.